Fast, Flexible Business Funding

Need cash in your business account—fast?  Whether you’re covering payroll, buying inventory, or navigating an unexpected expense, Black Flag makes it simple.
Bad credit? Just getting started? You still have options.

Need funding on standby? A business line of credit gives you flexible access to capital when you need it most — without locking you into a large lump-sum loan. Draw what you need, when you need it, and only pay interest on what you use.

Whether it’s for payroll, inventory, marketing, or seasonal expenses, your line is always there ready to help your business move forward.

A Reverse Consolidation Loan takes the weight of your stacked advances and flips it back in your favor. Instead of drowning in daily payments, you get one clean, lower payment that frees up your cash flow and keeps your business moving forward with strength—not stress.

SBA loans are some of the most powerful funding options available for small business owners. Backed by the U.S. government, these loans offer lower interest rates, longer terms, and higher approval odds than most traditional options, making them ideal for expansion, refinancing, or large investments.
If you’re ready to take a big step forward, an SBA loans could be the solution.

Need to upgrade or replace equipment but don’t want to drain your working capital? Equipment financing lets you purchase essential tools, machinery, or vehicles without the upfront cost. Whether you’re investing in medical devices, commercial kitchen gear, tractors, trailers, dump trucks, heavy machinery, or even office tech, we’ll help you get it done quickly and affordably.
 

Starting a business is a big step, but funding it doesn’t have to be overwhelming. Whether you’re launching your first venture or scaling a new idea, Small Biz Heroes connects you with funding solutions designed for early-stage businesses.

We help you cut through the noise, find the right financing option, and guide you through the process from start to funded.